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Henry Engler is a member of Reuters Strategic Planning Group in London. He was previously a journalist for Reuters,
covering financial markets and economic developments in New York, Brussels and London. Prior to joining Reuters he
was an economist with Chemical Bank in New York, specialising in US monetary and fiscal affairs.
James Essinger has been a professional writer on banking and business since 1986, and has chronicled most of the
leading-edge developments in the retail and wholesale banking sectors, including the proliferation of shared ATM
networks, the launch of EFTPoS, the move to electronic quote-driven financial markets and the rise of internet
banking. He lectures and consults widely on strategic and tactical aspects of retail and wholesale banking and on
banking technology. James has published more than thirty business books, including Breakthrough Consulting,
published by Financial Times Prentice Hall.
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